![]() Based on this estimate, our sample household spends $3,040 on flights, $3,849 on gas and public transit and $4,511 on dining annually.įor the sake of this estimate, let’s assume a small business has a similar spending pattern. The 70th percentile of wage-earning households bring in $107,908 annually and are able to charge $32,072 to credit cards each year. But, to demonstrate how rewarding the United℠ Business Card may be, let’s run some example numbers.įorbes Advisor uses data from various government agencies in order to determine both baseline income and spending averages across various categories. The number of miles that your small business could earn through the United℠ Business Card depends on how much is charged to the card-especially in the card’s numerous bonus categories. However, the redemption rates are quite poor. Similarly, MileagePlus members have the opportunity to redeem miles for merchandise. Award rates currently bottom out at 5,000 miles each way for short and cheap economy flights. United’s domestic award flights vary in price, generally tied to demand and cash prices. For example, the welcome bonus on the United℠ Business Card is enough to fly round-trip to Europe in economy, or in some cases round-trip to Europe in United business class: United no longer publishes an award but there’s still a lot to like about United’s current award program. There are several appealing ways to make use of the card’s welcome bonus. For better or worse, the best use of these miles is for award flights on United or its Star Alliance partners. The United℠ Business Card earns United MileagePlus miles. Those who own both a personal United card and the United Business card will get a 5,000 points bonus each year on their card anniversary. Per the terms and conditions, “United flight travel-related purchases include seat upgrades Economy Plus® inflight food, beverages and Wi-Fi baggage service charges or other United fees.” However, it’s going to be hard to spend more than $100 in a single transaction for some of these types of purchases. Holders of the United℠ Business Card earn 2 miles per dollar on United purchases, on dining (including eligible delivery services), at gas stations, office supply stores, and on local transit and commuting and 1 mile per dollar on all other purchases.Ĭardholders can earn a $100 statement credit by charging seven United flight-related purchases of $100 or more to the card in an anniversary year. Plus, the foreign transaction fees on overseas purchases are $0.Ĭardholders can also travel a little more comfortably with priority boarding on United flights and two, one-time United Club lounge passes each year. And that’s before factoring in other savings like the $100 United travel credit after seven United flight purchases of $100 or more, 25% rebate on food, beverage and Wi-Fi purchases on United flights. ![]() With United Airlines charging up to $35 for a first checked bag on domestic flights, you’ll only need to check a bag three times each year to make up for the cost of the card’s annual fee in year two and beyond. Despite a reasonable annual fee, the United Business Card card packs valuable benefits such as priority boarding and a free checked bag for you and a companion on United flights when you use your card to pay for your flight, plus a generous rewards plan that earns 2 Mileage Plus miles per dollar spent on a wide array of expenses. Member FDIC.If you run a small business and want elite-like benefits without having to meet the elite qualification requirements, the United Business Card may be for you. ![]() Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Products not available in all states.īank deposit accounts, such as checking and savings, may be subject to approval. JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. Insurance products are made available through Chase Insurance Agency, Inc. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Past performance is not a guarantee of future results. Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. "Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking℠ account. is a wholly-owned subsidiary of JPMorgan Chase & Co. “Chase,” “JPMorgan,” “JPMorgan Chase,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A.
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